Services - Ability Insurance Agency

Ability Service Agency, Inc. is a full-service insurance office. We offer complete insurance programs for all of your personal and business insurance needs.

Personal Coverage

· Homeowners
· Automobile
· Umbrella Liability
· Boat/Yachts
· Tenant's Package
· Motorcycle
· Jewelry Floaters
· Recreational/Pleasure Vehicle

Business Coverage

· Building Insurance
· Restaurant Packages
· Commercial Property
· Commercial General Liability
· Business Automobile
· Commercial Umbrella
· Workers Compensation
· Contractors Artisan Policies

Financial Coverage

· Term Life Insurance
· Universal Life
· Whole Life
· Mortgage Life
· Group Health Policies
· Survivorship Life
· Statutory NYS DBL
· Long Term Care

We have programs especially designed for Restaurants which include special enhancement endorsements which provide the coverage your business requires and we have several programs that have no annual audit of sales. We offer Workers Compensation Safety Group Programs for Restaurants, Contractors, Garages and Retail Stores for overall total savings. We offer special Habitational Programs along with Umbrella Programs affording up to a $100,000,000 limit at a very competitive premium.

Whatever your insurance needs, we will be happy to provide you with a no cost, no obligation review and comparison of your insurance. We invite your inquiries.