Insurance News about Homeowner-insurance from Ability Service Agency, Inc.

The Essential Guide to Creating a Home Inventory: Why and How

Apr 1 2024 In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner... more »

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

Feb 6 2024 If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips.... more »

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Top Home Improvement Projects That Can Increase Your Home Value

Jan 8 2024 When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations... more »

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Save Money With These Smart Home Devices That Make Your Home Safer

Oct 3 2023 Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer... more »

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

Sep 12 2023 If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The... more »

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

Jul 10 2023 If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims... more »

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4 Water-Saving Tips for Your Garden

May 5 2023 Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving... more »

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Keep Your Home Safe While on Vacation

Mar 6 2023 Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water... more »

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Should I Notify My Insurance Company About a New Puppy?

Nov 4 2022 Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some... more »

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Things to Know When Shopping for Home and Auto Insurance

Sep 6 2022 If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should... more »

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Avoiding Water Issues in Your Home

May 6 2022 Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew... more »

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How to Decide If Solar Panels Are Right for Your Home

Oct 4 2021 Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you... more »

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Inexpensive Fixes for a Safer Home

May 7 2021 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can... more »

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What is water backup coverage and why is it important?

Aug 11 2020 Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially... more »

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Why You Need Service Line Coverage

Apr 3 2020 Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about... more »

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Home Security Technology: Keeping you ahead of the burglars

Mar 1 2019 Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were... more »

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Feb 1 2019 Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other... more »

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Is your home as efficient as it could be? An energy audit can tell you

Jan 4 2019 Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S.... more »

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Five Common (and Potentially Costly) Homeowner Mistakes

Nov 2 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time... more »

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Protecting Your Home: Understanding Your Home Insurance Policy

May 4 2018 As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more... more »

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

Apr 6 2018 You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for... more »

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Insuring Jewelry: How to Know if Your Coverage is Enough

Feb 2 2018 A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling... more »

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Three Ways a Pool May Affect Your Homeowners Insurance

Sep 11 2017 That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a... more »

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Easy to Forget Cleaning Projects

Aug 4 2017 As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects... more »

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Connected Home: Here’s How to Get Started

Nov 1 2016 How would you like to have more control over your home? Increased security for you and your family? Better energy efficiency? Or just more enjoyment out of life? New technology can help you can achieve all of those... more »